THE
WHL GROUP

Woolworths Holdings Limited is one of the top companies listed on the JSE Limited Securities Exchange (JSE) with operations across the southern hemisphere.

The head office is based in South Africa and grew from modest beginnings when the first Woolworths store was opened on Adderley Street in Cape Town.  In the more than 80 years since, it has grown into a leading retail group with a strong presence in South Africa and Australia as well as in another 10 countries in sub‑Saharan Africa and in New Zealand.

THE GROUP HAS TWO MAJOR OPERATING DIVISIONS

• Woolworths South Africa (Woolworths or WSA) based in South Africa and operating across another 10 countries in sub-Saharan Africa
• Country Road Group (Country Road Group or CRG) based in Australia and trading in Australia, New Zealand and South Africa

Woolworths Financial Services (WFS) is a joint venture between Woolworths and Absa Group Limited, with Absa Group Limited owning 50% + 1 share. The WFS board is constituted with directors from both WHL and Absa Group Limited, with direction on credit policy, risk, and funding aspects received from Absa and direction on customer integration from Woolworths.